Disability

Disability

All eligible employees are provided with short and long term disability to protect their income in the event of disability. The short term disability coverage is a self-funded plan. The long term disability coverage is provided through an insurance policy issued by Prudential.

Short Term Disability
A short-term illness or injury, although not necessarily serious, can still prevent you from working for a period of time. Should this happen, the short term disability plan (STD) will replace a portion of your lost income. Please contact your local Human Resources representative for more information related to this plan.

Long Term Disability
A catastrophic illness or injury can prevent you from working for weeks or even years. Should this happen, the long term disability plan (LTD) will replace a portion of your lost income following the completion of an Elimination Period. The monthly benefit amount is:

66 2/3% of Base Monthly Earnings
$6,000 Monthly Maximum

Elections:

No election is required as this coverage is automatically provided to you following the completion of your new hire waiting period.